Transaction Declined

Today, I was shopping in Costco and handed over my Abbey National Visa Debit card, only to be told that my transaction had been declined. At first I thought it was my PIN as I knew for sure, the money was available as I only got paid 5 days ago. After a 2nd attempt it was declined again, and as Costco don’t accept Credit Cards, I was slightly stuck. Luckily a friend who I was with, used her Visa Debit card which also happens to be with the Abbey National and the purchase went through with no difficulties.

Phoned Abbey and as per normal I was place on hold for 30 minutes whilst waiting for someone to take my call. I was eventually told there was a problem with Visa Debit Card transactions that affected only some cards, hence why my friends worked. While on the phone I asked for a balance on my account to make sure there were no problems and no unexplained transactions. I was then informed that Abbeys internal computer systems were also offline and she was unable to provide me with any  information on my account.


My Time Wasted

Phone calls to Abbey - 47
Phone calls from Abbey - 3
Hours on phone - 49

Emails to Abbey - 3
Emails from Abbey - 2

Days between claim and receiving full refund = 96

Polls

After reading how I have been dealt with as a customer, would you switch your account to Abbey?

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