Archive for August, 2007

Holding My Money As Ransom

I have finally opened up an account with Natwest who provide me with a local branch, a local branch phone number and English speaking people on the phone from England… just like the good old days!

The Natwest raised a request with Abbey to transfer all money from my Current Account and linked ESaver account and then close them both. The Abbey followed the instructions to move the money, but only on my Current Account. They then proceeded to close my current account meaning I have no access to online or telephone banking. This is where the problems begin…

Because Abbey didn’t transfer my Esaver account then I still have money sitting in there, however, the Esaver account is linked to my current account. As my current account is now closed, I have no internet or telephone banking access so I’m unable to get a balance, withdraw or transfer money from my Esaver account to anywhere else. Abbey insist they are also unable to do this as its an account to be operated by Internet only which is fine if the Abbey don’t delete your Internet login.

So I have money, MY money, in a savings, MY savings account account which;

  • I can’t withdraw
  • I can’t transfer
  • I can’t see the balance
  • Abbey can’t make the transfer on my behalf (even though I authorise them to)
  • Abbey can’t make the transfer on my behalf (even though I authorise them to)

I’ve now had to request a special ATM Card in order to gain access to MY ESaver account. Once this card arrives, I then have to apply for an ESaver Internet Login so I can access my account online. Once this arrives I can then transfer my money.

And they wonder why I am switching banks!

Abbey Stop My Holiday Money

The Abbey is more like a comedy sketch than a business!

Yesterday I placed an order online with TravelEx to pickup my foreign currency directly from Heathrow. Today I received an email from TravelEx informing me they had been unable to process my card details. I phoned up TravelEx to see if they had more details, and went through the order with them. As soon as I mentioned that I was using an Abbey Debit Card, the bloke at TravelEx said that this was the cause of the problem.

Abbey will only allow £300 per day online purchase of foreign currency via TravelEx and he suggested that I used a different bank account or a credit card. Sadly I don’t have another bank account and I only have an Amex card which I’m not keen on using. So the other alternative? Well to get all the money in cash and turn up at Heathrow with rolls of notes to swap for my holiday spends.

Next problem, the amount of money I require, means that I can’t go into a branch to withdraw it as I have to give them notification. Abbey do not provide branch phone numbers so I am yet again stuck in a phone queue (32 minutes so far) in order to speak to my branch, so I can arrange to take time off work and call in, allowing me to withdraw some of my money, so that I swap it for foreign currency in order to have some holiday spends.

This is getting absolutely friggin ridiculous now!


My Time Wasted

Phone calls to Abbey - 47
Phone calls from Abbey - 3
Hours on phone - 49

Emails to Abbey - 3
Emails from Abbey - 2

Days between claim and receiving full refund = 96

Polls

After reading how I have been dealt with as a customer, would you switch your account to Abbey?

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